February 26, 2024

Regular dental cleanings, crowns, and fillings can be much more manageable with an affordable dental plan. If you already have a dental plan and don’t want to make the switch, our supplemental dental insurance may be just the coverage support you need. Dental cleanings are critical for maintaining healthy teeth and gums. Most people need six-month cleanings — but you should ask your dentist to be sure. If you have dental anxiety that’s keeping you from receiving routine dental care, tell your dentist about it.

This means you’re spending $600 on dental costs each year even if you don’t get any work done. Dental cleanings always involve scaling and polishing your teeth. Depending on your needs, your dentist or hygienist may also recommend other diagnostic and preventive treatments. Most dental policies require a six- to 12-month waiting period for any restorative work such as fillings. You may use tax credits for dental insurance if your plan doesn’t include children’s dental coverage.

“Schedule consultation time with the dentist to meet with the dentist and staff before making an appointment,” Dr. Taylor-Osborne says. While there aren’t any risks or complications, you may experience some temporary side effects, such as teeth sensitivity or sore gums. Good oral health is an important part of managing HIV and your overall health. Make oral health care a regular part of taking care of yourself. Dr. Taylor-Osborne encourages anyone looking for a dentist to share past dental experiences or dental concerns, including any anxiety. “Make sure the dentist understands your concerns and answers all your questions,” she says. Brushing with fluoride toothpaste two times each day is important for preventing cavities.

That’s why it’s important to keep an eye on how often your children eat as well as what they eat. Fluoride is a mineral that can prevent tooth decay from progressing. Enamel can repair itself by using minerals from saliva, and fluoride from toothpaste or other sources. Our teeth go through this natural process of losing minerals and regaining minerals all day long. Help spread the word about the importance of oral health using these free outreach tools. Thomas J Catalano is a CFP and Registered Investment Adviser with the state of South Carolina, where he launched his own financial advisory firm in 2018.

Usually you’ll have to delay braces for a lengthy waiting period. Aflac’s full coverage dental insurance can help provide coverage for you and your family’s dental needs.

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Most policies cover 80% of these procedures, with patients paying the remainder. Most dental insurance policies have waiting periods ranging from six to 12 months before any work can be done. Depending on your unique oral health needs, your dentist or hygienist may recommend other preventive services like dental sealants or fluoride treatments. If you have back teeth (premolars or molars) with deep grooves or crevices, dental sealants can help protect these areas from harmful, cavity-causing bacteria. Fluoride treatments help strengthen your enamel and reduce your risk for cavities.


According to the American Dental Association, people should schedule teeth cleanings at regular intervals recommended by their dentist. The monthly premiums depend on the insurance company, location, and plan.

For some of our basic and preventative services, there is little to no waiting period. However, there may be a longer waiting period for more invasive surgeries and treatments.

The A Healthy Mouth for Every Body campaign offers a variety of materials to help you and your family take good care of your oral health. To find the right dentist, don’t be shy about calling or visiting the dentists on your list before deciding.

Most bottled water does not contain enough fluoride to prevent tooth decay. If your child drinks only bottled water, talk with a dentist or doctor about whether your child needs additional fluoride in the form of a tablet, varnish, or gel. However, if you have an issue that requires regular monitoring, you may need more frequent X-rays. Routine X-rays are essential for the diagnosis and treatment of dental conditions. There are different types of dental cleanings, based on your needs. But all have the same end goal — to remove harmful bacteria and reduce your risk for dental issues.

Can Tax Credits Be Applied to Dental Insurance?

Tooth decay is the result of an infection with certain types of bacteria that use sugars in food to make acids. Many providers offer sedation dentistry options to help you stay comfortable and relaxed during your visit.

Routine dental cleanings are essential to maintain your best oral health. Teeth cleanings get rid of debris, plaque, tartar and biofilm (a thin film of bacteria) that you can’t remove with brushing and flossing alone.

Read more about Early Dental Habits here.

You are typically limited to 2-3 cleaning and routine exam visits per year. Major procedures such as crowns, bridges, inlays, and dentures are typically only covered at 50%, with the patient paying more out-of-pocket expenses than other procedures. Some policies classify root canals as major procedures, while others treat them as basic procedures and cover much more cost. Waiting periods for major work (such as crowns, dentures, and bridges) are 12 months, but can be longer or shorter, depending on your insurance plan. This means you must stay with the same insurer for the stated time.

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